:root {
  --ink: #132330;
  --ink-2: #1c3140;
  --paper: #F5F4EF;
  --card: #ffffff;
  --brass: #9C7A32;
  --sage: #3F6B57;
  --brick: #8B3A30;
  --amber: #A97B15;
  --line: #DAD5C7;
  --text: #20241f;
  --muted: #6b6555;
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  background: var(--paper);
  color: var(--text);
  font-family: 'Segoe UI', system-ui, -apple-system, sans-serif;
  font-size: 15px;
  line-height: 1.55;
}
h1, h2, h3 { font-family: Georgia, 'Times New Roman', serif; margin: 0 0 12px; font-weight: normal; }
a { color: var(--ink-2); }
p { margin: 0 0 14px; color: var(--text); }

.container { max-width: 1080px; margin: 0 auto; padding: 0 24px; }

/* ---------- Top nav ---------- */
.topnav {
  background: var(--ink);
  color: #fff;
  padding: 16px 0;
}
.topnav .container { display: flex; align-items: center; justify-content: space-between; }
.brand { color: #EDE7D6; font-family: Georgia, serif; font-size: 17px; letter-spacing: 0.5px; text-decoration: none; display: inline-flex; align-items: center; }
.brand-logo { height: 34px; width: auto; display: block; }
.navlinks { display: flex; gap: 22px; align-items: center; }
.navlinks a { color: #C7CFD4; text-decoration: none; font-size: 14px; }
.navlinks a:hover { color: #fff; }
.navlinks form { display: inline; }
.navlinks button.linklike {
  background: none; border: none; color: #C7CFD4; font-size: 14px; cursor: pointer; font-family: inherit; padding: 0;
}
.navlinks button.linklike:hover { color: #fff; }
.navlinks .cta { background: var(--brass); color: #fff; padding: 8px 16px; border-radius: 4px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-block; padding: 10px 18px; border-radius: 4px; font-size: 14px; font-weight: 600;
  cursor: pointer; border: none; font-family: inherit; text-decoration: none; text-align: center;
}
.btn-primary { background: var(--ink); color: #fff; }
.btn-brass { background: var(--brass); color: #fff; }
.btn-ghost { background: transparent; color: var(--ink); border: 1px solid var(--line); }
.btn-danger { background: transparent; color: var(--brick); border: 1px solid rgba(139,58,48,0.35); }
.btn:disabled { opacity: 0.6; cursor: default; }

/* ---------- Cards & forms ---------- */
.card { background: var(--card); border: 1px solid var(--line); border-radius: 6px; padding: 22px; margin-bottom: 16px; }
label.field { display: block; margin-bottom: 14px; }
label.field span { display: block; font-size: 13px; color: var(--muted); margin-bottom: 5px; }
input, select, textarea {
  width: 100%; padding: 9px 11px; border: 1px solid var(--line); border-radius: 4px; font-size: 14px;
  font-family: inherit; background: #fff;
}
textarea { min-height: 70px; resize: vertical; }
.row { display: flex; gap: 12px; }
.row > * { flex: 1; }
.error-msg { color: var(--brick); font-size: 13px; margin-bottom: 12px; }
.success-msg { color: var(--sage); font-size: 13px; margin-bottom: 12px; }
.hint { font-size: 12.5px; color: #a39c88; margin-top: 6px; }
.divider { height: 1px; background: var(--line); margin: 16px 0; }

/* ---------- Badges ---------- */
.badge { display: inline-block; padding: 3px 10px; border-radius: 3px; font-size: 12.5px; font-weight: 600; }
.badge-pending { background: #F4E9D2; color: var(--amber); }
.badge-approved { background: #DEEAE3; color: var(--sage); }
.badge-rejected { background: #F1DEDB; color: var(--brick); }

/* ---------- Dashboard shell ---------- */
.shell { min-height: 100vh; display: flex; }
.sidebar { width: 220px; background: var(--ink); padding: 24px 20px; flex-shrink: 0; }
.sidebar .brand { display: block; margin-bottom: 24px; }
.sidebar .sub { color: #8896A0; font-size: 11px; }
.sidebar nav a, .sidebar nav button {
  display: block; width: 100%; text-align: left; padding: 10px 14px; margin-bottom: 4px;
  border-radius: 4px; border: none; cursor: pointer; background: transparent; color: #B9C2C8;
  font-size: 14px; text-decoration: none; font-family: inherit;
}
.sidebar nav a.active, .sidebar nav a:hover { background: #26404F; color: #fff; }
.sidebar .foot { margin-top: 30px; border-top: 1px solid #2B3A44; padding-top: 14px; }
.sidebar .foot .name { color: #8896A0; font-size: 12.5px; margin-bottom: 10px; }
.main { flex: 1; padding: 32px 40px; max-width: 820px; }
.admin-main { flex: 1; padding: 32px 40px; display: flex; gap: 24px; }
.admin-list { width: 320px; flex-shrink: 0; }
.admin-detail { flex: 1; }
.app-row { cursor: pointer; padding: 12px; border-radius: 5px; border: 1px solid var(--line); background: #FAF8F2; margin-bottom: 8px; text-decoration: none; display: block; color: var(--text); }
.app-row.selected { background: #fff; }
.app-row-top { display: flex; justify-content: space-between; align-items: center; }
.app-row-meta { font-size: 12.5px; color: var(--muted); margin-top: 2px; }

/* ---------- Auth pages ---------- */
.auth-wrap { min-height: 100vh; display: flex; align-items: center; justify-content: center; padding: 24px; }
.auth-wrap.dark { background: var(--ink); }
.auth-card { max-width: 420px; width: 100%; }
.eyebrow { font-family: Georgia, serif; font-size: 13px; letter-spacing: 1px; color: var(--brass); margin-bottom: 4px; }
.back-link { margin-top: 18px; }
.back-link button, .back-link a { background: none; border: none; color: #8a8471; font-size: 12.5px; cursor: pointer; text-decoration: none; }

/* ---------- Hero / marketing ---------- */
.hero { background: var(--ink); color: #fff; padding: 90px 0 70px; }
.hero .container { max-width: 720px; }
.hero .eyebrow { color: #EDE7D6; }
.hero h1 { color: #fff; font-size: 40px; line-height: 1.25; max-width: 620px; }
.hero p.lede { color: #B9C2C8; font-size: 16px; max-width: 560px; }
.hero .btnrow { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 22px; }
.hero .btn-ghost { color: #fff; border-color: #3E4E58; }

.section { padding: 64px 0; }
.section h2 { font-size: 28px; margin-bottom: 8px; }
.section .lede { color: var(--muted); max-width: 560px; margin-bottom: 32px; }

.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px; }
.service-card { background: var(--card); border: 1px solid var(--line); border-radius: 6px; padding: 20px; }
.service-card .kind { font-size: 11.5px; letter-spacing: 0.5px; color: var(--brass); margin-bottom: 6px; }
.service-card h3 { font-size: 18px; margin-bottom: 6px; }
.service-card p { font-size: 13.5px; color: var(--muted); margin-bottom: 0; }

.rating-summary { display: flex; align-items: center; gap: 22px; background: var(--card); border: 1px solid var(--line); border-radius: 6px; padding: 24px; margin-bottom: 28px; flex-wrap: wrap; }
.rating-score { font-family: Georgia, serif; font-size: 44px; color: var(--ink); }
.rating-stars { color: var(--brass); font-size: 18px; letter-spacing: 2px; }
.rating-count { color: var(--muted); font-size: 13.5px; }

.testimonial-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 16px; }
.testimonial-card { background: var(--card); border: 1px solid var(--line); border-radius: 6px; padding: 20px; }
.testimonial-card .stars { color: var(--brass); font-size: 13px; margin-bottom: 8px; }
.testimonial-card blockquote { margin: 0 0 14px; font-size: 14px; color: var(--text); font-style: italic; }
.testimonial-card .who { font-size: 12.5px; color: var(--muted); }

.cta-band { background: var(--ink-2); color: #fff; padding: 56px 0; text-align: center; }
.cta-band h2 { color: #fff; }
.cta-band p { color: #B9C2C8; }

.site-footer { background: var(--ink); color: #8896A0; padding: 30px 0; font-size: 13px; }
.site-footer a { color: #B9C2C8; }

.doc-line { font-size: 13.5px; margin-bottom: 4px; }
.doc-done { color: var(--sage); }
.doc-pending { color: #5B5548; }
.payment-line { display: flex; justify-content: space-between; font-size: 13.5px; padding: 6px 0; border-top: 1px solid var(--line); }
.note-box { font-size: 13px; margin-bottom: 10px; background: #F4E9D2; padding: 10px; border-radius: 4px; }
.deposit-box { background: #FAF8F2; border: 1px solid var(--line); border-radius: 4px; padding: 12px; margin-bottom: 12px; font-size: 13.5px; }

/* ---------- Application progress stepper ---------- */
.stepper {
  display: flex; align-items: flex-start; gap: 0; margin: 6px 0 22px;
  padding: 14px 12px; background: #FAF8F2; border: 1px solid var(--line); border-radius: 8px;
}
.step { flex: 1; position: relative; text-align: center; min-width: 0; }
.step-dot {
  width: 30px; height: 30px; margin: 0 auto 6px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 12.5px; font-weight: 700; color: #fff;
  background: #C9C2B1; position: relative; z-index: 2;
  transition: background .25s ease, transform .25s ease;
}
.step.active .step-dot { background: var(--brass); transform: scale(1.08); box-shadow: 0 0 0 4px rgba(156,122,50,.18); }
.step.done .step-dot { background: var(--sage); }
.step.rejected .step-dot { background: var(--brick); }
.step-label { font-size: 11.5px; color: var(--muted); line-height: 1.3; }
.step.active .step-label { color: var(--ink); font-weight: 600; }
.step.done .step-label { color: var(--sage); }
.step-connector {
  position: absolute; top: 14px; left: 50%; width: 100%; height: 3px;
  background: var(--line); z-index: 1;
}
.step.done .step-connector { background: var(--sage); }
.step.active .step-connector { background: linear-gradient(90deg, var(--sage) 0%, var(--brass) 100%); }

/* ---------- Approval / congratulations card ---------- */
.approval-card {
  background: linear-gradient(135deg, #FFFFFF 0%, #F6F1E6 100%);
  border: 1px solid rgba(63,107,87,0.4);
  border-left: 4px solid var(--sage);
}
.approval-head { margin-bottom: 6px; }
.congrats-box {
  margin-top: 12px; padding: 14px; border-radius: 6px;
  background: #EEF4F0; border: 1px dashed var(--sage);
}
.congrats-box textarea { min-height: 80px; }

/* ---------- Payment balance UI ---------- */
.balance-bar {
  height: 8px; border-radius: 999px; background: #EAE4D6; overflow: hidden; margin: 10px 0 6px;
}
.balance-fill {
  height: 100%; background: linear-gradient(90deg, var(--sage) 0%, #7FA890 100%);
  border-radius: 999px; transition: width .4s ease;
}
.balance-legend {
  display: flex; justify-content: space-between; gap: 8px; flex-wrap: wrap;
  font-size: 12.5px; color: var(--muted); margin-bottom: 12px;
}
.payment-option-row { display: flex; gap: 8px; flex-wrap: wrap; }

@media (max-width: 720px) {
  .shell, .admin-main { flex-direction: column; }
  .sidebar, .admin-list { width: 100%; }
  .main, .admin-main { padding: 24px 18px; }
  .hero { padding: 60px 0 50px; }
  .hero h1 { font-size: 30px; }
  .stepper { padding: 10px 6px; }
  .step-label { font-size: 10.5px; }
}

/* ---------- Motion / micro-interactions (GPU-friendly) ---------- */
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
@keyframes fadeUp { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }
@keyframes popIn { from { opacity: 0; transform: scale(.96); } to { opacity: 1; transform: scale(1); } }
@keyframes pulseDot { 0%, 100% { box-shadow: 0 0 0 0 rgba(156,122,50,.35); } 50% { box-shadow: 0 0 0 8px rgba(156,122,50,0); } }
@keyframes shimmer { 0% { background-position: -200% 0; } 100% { background-position: 200% 0; } }

.fade-in { animation: fadeIn .35s ease both; }
.fade-up { animation: fadeUp .5s ease both; }

/* Smooth, inexpensive hover affordances */
.btn, .app-row, .service-card, .testimonial-card, .card {
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease, background-color .18s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(1px) scale(.99); }
.app-row:hover, .service-card:hover, .testimonial-card:hover { transform: translateY(-3px); box-shadow: 0 8px 18px rgba(19,35,48,.08); }
.card:hover { border-color: rgba(156,122,50,.35); }

/* Gentle page entrance */
.main, .admin-main, .auth-wrap { animation: fadeIn .28s ease both; }

/* Stepper emphasis */
.step.active .step-dot { animation: pulseDot 1.6s ease-in-out infinite; }

/* Shimmering repayment progress */
.balance-fill {
  background: linear-gradient(90deg, var(--sage) 0%, #7FA890 45%, #A9D2BF 50%, #7FA890 55%, var(--sage) 100%);
  background-size: 200% 100%;
  animation: shimmer 2.4s linear infinite;
}

/* ---------- Approval celebration (shown after login) ---------- */
.celebrate-overlay {
  position: fixed; inset: 0; z-index: 10000;
  background: rgba(19,35,48,.55); backdrop-filter: blur(2px);
  display: flex; align-items: center; justify-content: center; padding: 24px;
  animation: fadeIn .25s ease both;
}
.celebrate-card {
  position: relative; background: #fff; border-radius: 14px; max-width: 460px; width: 100%;
  padding: 30px 26px; text-align: center; box-shadow: 0 24px 60px rgba(0,0,0,.25);
  animation: popIn .45s cubic-bezier(.2,.9,.3,1) both;
}
.celebrate-icon { font-size: 46px; line-height: 1; margin-bottom: 10px; }
.celebrate-close {
  position: absolute; top: 8px; right: 14px; background: none; border: none;
  font-size: 26px; line-height: 1; color: var(--muted); cursor: pointer;
}

/* ---------- Custom amount modal ---------- */
.pay-modal { position: fixed; inset: 0; z-index: 10001; display: none; align-items: center; justify-content: center; padding: 24px; background: rgba(19,35,48,.55); backdrop-filter: blur(2px); }
.pay-modal.open { display: flex; animation: fadeIn .2s ease both; }
.pay-modal-backdrop { position: absolute; inset: 0; }
.pay-modal-card { position: relative; z-index: 1; background: #fff; border-radius: 12px; max-width: 400px; width: 100%; padding: 22px; box-shadow: 0 20px 50px rgba(0,0,0,.25); animation: popIn .3s cubic-bezier(.2,.9,.3,1) both; }
.pay-modal-card .field { margin-bottom: 6px; }

/* ---------- Modern review cards ---------- */
.modern-rating {
  display: grid; grid-template-columns: 1fr; gap: 12px; align-items: center; text-align: center;
  background: linear-gradient(135deg, #FFFFFF 0%, #F7F2E7 100%);
  border: 1px solid var(--line); border-radius: 14px; padding: 26px; box-shadow: 0 8px 22px rgba(19,35,48,.06);
}
.rating-score-block {
  text-align: center; min-width: 180px; padding: 22px 24px;
  border-radius: 6px; background: #FFFFFF; border: 1px solid #E6E6E6;
  box-shadow: 0 6px 18px rgba(0,0,0,.06);
}
.rating-score-row { display: flex; align-items: baseline; justify-content: center; gap: 4px; margin-top: 2px; }
.modern-rating .rating-score { font-size: 46px; line-height: 1; color: #191919; font-weight: 800; }
.rating-out-of { font-size: 15px; color: #6B6B6B; font-weight: 600; }
.trust-score-label { font-size: 13px; font-weight: 700; color: #6B6B6B; letter-spacing: .4px; text-transform: uppercase; }
.trust-score-text { margin-top: 8px; font-size: 15px; font-weight: 700; color: #00B67A; }
.trustpilot-score .rating-stars { position: relative; display: inline-block; margin-top: 8px; letter-spacing: 1px; font-size: 20px; }
.trustpilot-score .rating-stars-base { color: #DCDCE6; }
.trustpilot-score .rating-stars-fill { position: absolute; left: 0; top: 0; overflow: hidden; color: #00B67A; white-space: nowrap; }
.trustpilot-score .rating-count { margin-top: 4px; color: #6B6B6B; font-size: 13px; }
.rating-breakdown { display: flex; flex-direction: column; gap: 6px; }
.rating-bar-row { display: grid; grid-template-columns: 30px 1fr 42px; gap: 10px; align-items: center; font-size: 12.5px; color: var(--muted); }
.rating-bar-track { height: 8px; border-radius: 999px; background: #EAE4D6; overflow: hidden; }
.rating-bar-fill { height: 100%; border-radius: 999px; background: linear-gradient(90deg, var(--brass) 0%, #C9A24D 100%); }
.rating-bar-pct { text-align: right; font-variant-numeric: tabular-nums; }

.modern-reviews { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 20px; }
.review-card {
  position: relative; background: #FFFFFF; border: 1px solid rgba(218,213,199,.9);
  border-radius: 18px; padding: 24px; display: flex; flex-direction: column; gap: 12px;
  box-shadow: 0 1px 2px rgba(19,35,48,.04), 0 14px 30px rgba(19,35,48,.07);
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
  overflow: hidden;
}
.review-card::before {
  content: "\\201C"; position: absolute; top: -6px; right: 16px; font-size: 92px; line-height: 1;
  color: rgba(156,122,50,.12); font-family: Georgia, serif; pointer-events: none;
}
.review-card:hover { transform: translateY(-5px); box-shadow: 0 4px 10px rgba(19,35,48,.06), 0 20px 42px rgba(19,35,48,.10); border-color: rgba(156,122,50,.45); }
.review-card-head { display: flex; align-items: center; gap: 12px; }
.review-avatar {
  width: 44px; height: 44px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--ink) 0%, var(--ink-2) 100%); color: #EDE7D6;
  font-weight: 700; font-size: 14px; letter-spacing: .5px;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.18);
}
.review-person { flex: 1; min-width: 0; }
.review-name { font-weight: 700; font-size: 14.5px; color: var(--ink); }
.review-location { font-size: 12.5px; color: var(--muted); }
.review-verified {
  font-size: 11px; font-weight: 700; letter-spacing: .3px; color: var(--sage);
  background: rgba(63,107,87,.10); padding: 4px 8px; border-radius: 999px; white-space: nowrap;
}
.review-stars { color: #C9A24D; font-size: 15px; letter-spacing: 1.5px; }
.review-quote { margin: 0; font-size: 14.5px; line-height: 1.65; color: var(--text); font-style: normal; }
.review-product {
  align-self: flex-start; font-size: 11.5px; font-weight: 700; color: var(--brass);
  background: rgba(156,122,50,.10); padding: 5px 10px; border-radius: 999px;
}

@media (max-width: 720px) {
  .modern-rating { grid-template-columns: 1fr; gap: 18px; }
  .rating-score-block { min-width: 0; }
  .review-avatar { width: 40px; height: 40px; }
}

/* ---------- GatherUp-style review widget ---------- */
.review-widget {
  width: 100%; max-width: 720px; min-height: 210px; margin: 0 auto; position: relative;
  background: #FFFFFF; border: 1px solid #E2E2E2; border-radius: 6px; overflow: hidden;
  box-shadow: 0 8px 22px rgba(0,0,0,.06); display: grid; grid-template-columns: 280px 1fr;
}
.review-widget-header {
  position: relative; background: var(--ink); overflow: hidden; padding: 26px 20px;
  display: flex; flex-direction: column; justify-content: flex-start; gap: 8px;
}
.review-widget-stripe {
  position: absolute; top: 0; bottom: 0; right: -8%; width: 42%; background: var(--ink-2);
  clip-path: polygon(35% 0, 100% 0, 100% 100%, 0 100%);
}
.review-widget-name {
  position: relative; z-index: 1; margin: 0; color: #FFFFFF; font-size: 21px; font-weight: 600; letter-spacing: .2px;
}
.review-widget-circle {
  position: absolute; right: -65px; top: 50%; transform: translateY(-50%);
  width: 130px; height: 130px; border-radius: 50%; background: #FFFFFF; z-index: 3;
  box-shadow: 0 8px 20px rgba(0,0,0,.12), inset 0 0 0 1px rgba(0,0,0,.04);
  display: flex; flex-direction: column; align-items: center; justify-content: center;
}
.review-widget-score { font-size: 50px; font-weight: 800; line-height: 1; color: #3F3F3F; }
.review-widget-outof { margin-top: 4px; font-size: 15px; color: #666666; }
.review-widget-content {
  position: relative; display: flex; flex-direction: column; justify-content: center; align-items: center;
  text-align: center; padding: 26px 30px 26px 86px; gap: 10px; min-width: 0;
}
.review-widget-stars {
  position: relative; display: inline-block; letter-spacing: 2px; font-size: 34px;
}
.review-widget-stars-base { color: #D6D6D6; }
.review-widget-stars-fill { position: absolute; left: 0; top: 0; overflow: hidden; color: #C9A24D; white-space: nowrap; }
.review-widget-caption { color: #777777; font-size: 16px; line-height: 1.45; }
.review-widget-button {
  display: inline-flex; align-items: center; justify-content: center; width: 240px; height: 49px;
  border: 1px solid var(--ink-2); border-radius: 5px; background: #FFFFFF; color: var(--ink-2);
  font-size: 14.5px; font-weight: 600; text-decoration: none; box-shadow: 0 2px 6px rgba(0,0,0,.08);
  transition: transform .18s ease, box-shadow .18s ease, background-color .18s ease;
}
.review-widget-button:hover { transform: translateY(-1px); box-shadow: 0 6px 14px rgba(0,0,0,.12); background: #F8F8F8; }
.review-widget-footer { color: #777777; font-size: 14px; }

@media (max-width: 720px) {
  .review-widget { grid-template-columns: 1fr; min-height: 0; }
  .review-widget-header { height: 180px; border-radius: 6px 6px 0 0; }
  .review-widget-circle { left: 50%; top: 105px; transform: translateX(-50%); right: auto; }
  .review-widget-content { padding: 92px 22px 24px; }
  .review-widget-button { width: 100%; max-width: 240px; }
}

/* ---------- Billshark-style marketing sections ---------- */
.bs-hero { background: var(--ink); color: #fff; padding: 96px 0 74px; }
.bs-hero .container { max-width: 760px; }
.bs-eyebrow { color: #EDE7D6; font-family: Georgia, serif; font-size: 13px; letter-spacing: 1px; margin-bottom: 8px; }
.bs-hero h1 { color: #fff; font-size: 42px; line-height: 1.15; margin-bottom: 16px; }
.bs-hero .bs-lede { color: #B9C2C8; font-size: 17px; max-width: 620px; margin-bottom: 24px; }
.bs-hero .bs-btnrow { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 30px; }
.bs-hero .btn-ghost { color: #fff; border-color: #3E4E58; }
.bs-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 16px; }
.bs-stat { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); border-radius: 8px; padding: 16px; }
.bs-stat strong { display: block; font-size: 24px; color: #EDE7D6; }
.bs-stat span { font-size: 13px; color: #9FB0BD; }

.bs-section { padding: 64px 0; }
.bs-section-alt { background: #fff; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.bs-card { max-width: 720px; margin: 0 auto; background: #fff; border: 1px solid var(--line); border-radius: 10px; padding: 28px; box-shadow: 0 8px 22px rgba(19,35,48,.05); }
.bs-card h2 { margin-bottom: 6px; }
.bs-muted { color: var(--muted); max-width: 560px; }
.bs-center { text-align: center; margin-left: auto; margin-right: auto; }
.bs-calc-wrap { display: flex; justify-content: center; }
.bs-calc-row { display: flex; gap: 10px; flex-wrap: wrap; align-items: center; margin: 16px 0 10px; }
.bs-calc-label { font-size: 14px; color: var(--muted); }
.bs-calc-input { padding: 10px 12px; border: 1px solid var(--line); border-radius: 4px; min-width: 140px; }
.bs-calc-result { font-size: 16px; font-weight: 600; color: var(--sage); min-height: 24px; }
.bs-hint { font-size: 12.5px; color: #a39c88; margin-top: 6px; }

.bs-steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; margin-top: 20px; }
.bs-step { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 20px; }
.bs-step-num { width: 34px; height: 34px; border-radius: 50%; background: var(--ink); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; margin-bottom: 10px; }
.bs-step h3 { margin-bottom: 6px; font-size: 18px; }
.bs-step p { font-size: 13.5px; color: var(--muted); margin: 0; }

.bs-products { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 16px; margin-top: 20px; }
.bs-product { display: block; background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 18px; text-decoration: none; color: var(--text); transition: transform .18s ease, box-shadow .18s ease; }
.bs-product:hover { transform: translateY(-3px); box-shadow: 0 8px 18px rgba(19,35,48,.08); }
.bs-product-kind { font-size: 11.5px; letter-spacing: .5px; color: var(--brass); margin-bottom: 6px; }
.bs-product h3 { font-size: 17px; margin-bottom: 6px; }
.bs-product p { font-size: 13px; color: var(--muted); margin: 0; }

.bs-features { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; margin-top: 18px; }
.bs-feature { display: flex; gap: 14px; align-items: flex-start; }
.bs-feature-icon { width: 32px; height: 32px; border-radius: 50%; background: var(--sage); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; flex-shrink: 0; }
.bs-feature h3 { margin-bottom: 4px; font-size: 17px; }
.bs-feature p { font-size: 13.5px; color: var(--muted); margin: 0; }

.bs-why { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 16px; margin-top: 18px; }
.bs-why-card { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 20px; text-align: center; }
.bs-why-num { font-size: 24px; font-weight: 700; color: var(--ink); margin-bottom: 4px; }
.bs-why-label { font-size: 13px; color: var(--muted); }

.bs-fee { display: inline-block; margin-top: 12px; padding: 16px 26px; border: 1px solid var(--line); border-radius: 8px; background: #fff; }
.bs-fee-num { font-size: 36px; font-weight: 800; color: var(--sage); }
.bs-fee-label { font-size: 13px; color: var(--muted); }

.bs-faq-wrap { max-width: 760px; margin: 0 auto; }
.bs-faq { background: #fff; border: 1px solid var(--line); border-radius: 6px; padding: 14px 16px; margin-bottom: 10px; }
.bs-faq summary { cursor: pointer; font-weight: 600; color: var(--ink); }
.bs-faq p { margin: 10px 0 0; font-size: 14px; color: var(--muted); }

@media (max-width: 720px) {
  .bs-hero h1 { font-size: 30px; }
  .bs-hero { padding: 70px 0 56px; }
  .bs-calc-row { flex-direction: column; align-items: stretch; }
  .bs-calc-input { width: 100%; }
}

/* Respect reduced-motion preferences */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
  }
}